100 William St, 14th Floor, New York, NY 10038

Do You Qualify

Are you eligible for benefits through MVAIC?

Take a few seconds and answer the following questionnaire ! These questions will help guide you in determining your eligibility for MVAIC benefits...

Official requirements for MVAIC benefits;

  • You were involved in a motor vehicle accident in New York.
  • You were a resident of New York when the motor vehicle accident occurred.  Under special circumstances, residents of other states may be eligible for MVAIC benefits.  If you were not a resident of New York when the accident occurred and have questions pertaining to eligibility, please contact us by phone at (646)205-7800, or via email at
  • You have no other automobile insurance available to you. If you or any of your household relatives own an insured motor vehicle, you will be required to file a claim with that insurance company to see if you are covered under that policy for benefits.
  • You were NOT the owner of the uninsured vehicle that was involved in the accident.
  • You were NOT the spouse of the uninsured vehicle’s owner, and a passenger in that uninsured vehicle.

Additionally, there are timeframe requirements that must be adhered to.  If these timeframes are not met, your eligibility could be affected...

  • The motor vehicle accident must be reported to the Police (Peace Officer) within 24 hours of the accident occurring.
  • A Notice of Intention (NOI) is submitted to MVAIC within 90 days of the accident, if the accident was with a Hit & Run or unidentified motor vehicle.
  • A Notice of Intention (NOI) is submitted to MVAIC within 180 days of the accident, if the accident was with an identified motor vehicle. 

The requirements above are set forth in Article 52 of the New York Insurance Law.

All claims submitted to MVAIC are reviewed for eligibility.  If you have any questions, please contact us by phone at (646) 205-7800, or via email at



Available for up to a maximum payment of $2,000 per month for a maximum period of three years from...


A motor vehicle other than a motor vehicle described in subsection (c) hereof...


New York State Rules and Regulations that govern No-Fault coverage.  See Regulation 68 for...


(i) a resident of this state, other than an insured or the owner of an uninsured motor vehicle and...

Learn More Terms


Annual Reports

MVAIC Annual Reports are available in the About MVAIC section. Click below to learn more.


MVAIC was created in 1958 by the New York State Legislature by enactment of Article 17-A (now Article 52) of the New York Insurance Law.  MVAIC operates as a non-profit organization, and provides No-Fault and Bodily Injury coverage to those claimants that are eligible for benefits. (Refer to Article 52 of the New York State Insurance Law for specifics)

Learn More

Contact Us

You can contact us via regular mail or by phone:

100 William Street 14th Floor
New York, New York 10038

(646) 205-7800


You can also contact us via email. Please provide us with your contact information, your claim number (if applicable) and your reason for inquiry, and you will receive a prompt response.

If you have any general or claim related questions, please contact us at .

If you have a complaint that you would like to address directly with us, please contact us at .